Self – employed? Unemployed? How about Non-Employed? In other words, are you not connected with a single company that considers you on its monthly payroll? The good news is, you can become a member of the Pag-IBIG Fund as a Voluntary contributor. The bad news is you have to shoulder of the contributions yourself without the aid of a company or employer. But if you are self-employed or you are on a business by yourself, you already know that you are in control of your financial direction, right?

In this article, we’ll show you how to become a member of the Pag-IBIG Fund as a Voluntary Member.

How To Join Pag-IBIG As A Voluntary Member
1). Accomplish and submit two (2) copies of the MDF and all required supporting documents to the Marketing and Enforcement Division of the concerned Pag-IBIG branch office (bring all originals for authentication).
2). Secure a Payment Order Form (POF) from the Marketing and Enforcement Division, and then proceed to the Cash Division for payment of initial Membership Contributions (MC).
3). Present all verified/stamped documents to the Marketing and Enforcement Division.
4). Secure a Payment Order Form before proceeding to Cash Division for payment of contribution.

Requirements For Individual Payers

Here are the respective requirements for different categories of Individual Voluntary Members. Please check with group you belong.

1. Self-Paying Empployee (Waived Company)

You may be employed by one or more companies, but for some reasons, you choose to pay your Pag-IBIG contributions by yourself without their aid.

  • Certificate of Employment & Compensation
  • Latest Pay Slip
  • Company ID

2. Self – Employed

Freelancers, professionals, consultants and owners of small businesses belong to this category. (See also item #5.)

  • Latest Income Tax Return (ITR) with Financial Statement of the previous year certified by a CPA
  • Certificate of Remittance/ESAV (for old members)
  • Two 1×1 ID pictures
  • SEC or DTI Registration (should be under the member’s name)
  • Business Permit or Mayor’s Permit

3. Franchise Holders or Operators

  • Franchise Permit (under the member’s name)
  • Official Receipt or Car Registration (under member’s name)
  • Latest ITR (previous year)
  • Two 1×1 ID pictures
  • Certificate of Remittance or ESAV

4. Overseas Filipino Workers (reactivating members)

  • Latest Contract of Employment
  • Passport or any valid ID / POEA License
  • Latest and valid Contract of Employment (with POEA original stamp)
  • Certificate of Remittance or ESAV
  • Two 1×1 ID pictures
  • Special Power of Attorney (SPA), in case a representative shall submit the documents and pay the member’s contributions

5. Self – Employed Professionals

These are government licensed professionals practising their expertise.

  • PRC / BAR License
  • Latest ITR (previous year)
  • Certificate of Remittance or ESAV (for old members)
  • Two 1×1 ID pictures

6. Unemployed Spouse

Yes, if you are unemployed you may still qualify provided your spouse is employed and a Pag-IBIG member.

  • Written consent from member-working spouse
  • Certificate of Employment and Compensation of member-working spouse
  • Affidavit of Unemployment

7. Member – Spouse with Business

This is similar to #6 above, but the spouse is in business.

  • Latest ITR
  • Written consent from member-employed/working spouse
  • Certificate of Employment and Compensation of member-working spouse (notarized)
  • Affidavit of Unemployment
  • Two 1×1 ID pictures
  • ITR (previous year)
  • Business Permit or Mayor’s Permit
  • SEC or DTI Registration

Important Notes:

  • Monthly contributions of unemployed members (reactivating or non-working spouse) shall be P100.00.
  • The unemployed member has the option to upgrade his monthly contributions, but may not downgrade the amount.
  • Unemployed members may avail of the Multi-Purpose Loan, but not a housing loan from Pag-IBIG.
  • Individual payers or voluntary members have the option to choose their terms of payment, e.g. monthly, bi-monthly, quarterly, etc.

8. Unemployed (reactivating member)

Well, let’s admit it, times are tough. One day, your employment may just be gone in a flash. You may still continue your contributions provided you provide:

  • Affidavit of Unemployment
 

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